Checking

Checking that works just the way you want

At The Bank of Delmarva, our checking accounts are designed with you in mind. Click an account names below to view its details.
No strings attached. No hidden fees. When we say "free checking," we mean it.

  • Minimum opening deposit: $50
  • ATM/Debit card
  • No monthly service charge
  • No activity fees
  • No minimum balance required
  • No direct deposit required
  • Interest bearing: NO

SPECIAL NOTICE: FinCEN Rule Requires Stronger Due Diligence

Our Commercial Checking account makes it easy to avoid monthly fees. Maintain an average collected balance of at least $500 to avoid the monthly service charge.

  • Minimum Opening Deposit: $100
  • Monthly Service Charge: $6*
  • Unlimited check writing
  • Checks available at current price
  • ATM/Debit Card: NO
  • Interest Bearing: NO
*No monthly service charge if average collected balance is $500 or above.
Enjoy the convenience of a checking account while earning interest on qualifying balances. 

  • Minimum Opening Deposit: $1,100
  • Monthly Service Charge: $6*
  • ATM/Debit card: YES
  • Interest bearing: YES
  • Interest Rate: 0.100%
  • Annual Percentage Yield: 0.10%
  • If your average collected balance is $1.00 or above you earn the current interest rate.
*No monthly service charge if average collected balance is $1,100 or above. Fees may reduce earnings on account.
NOW Account Eligibility:
    • One or more individuals, including sole proprietors
    • Not-for-profit organization operated primarily for religious, philanthropic, charitable, educational, political, or similar purposes
    • A government unit of the United States, or any state, county, or municipality of the United States, or any United States territory or possession
    • A fiduciary (either individual or corporate) if the beneficiary is otherwise eligible to maintain a NOW account
    • Pension funds, escrow accounts, and security deposits if the entire beneficial interest is held by one of the eligible individuals or entities listed above
This is a variable interest rate account. The interest rate may change after account opening. Fees may reduce earnings on account. Interest Rate and Annual Percentage Yield (APY) Effective as of May 23, 2023. Other services provided according to special handling fee schedule.







Visit one of our branches, or call us at (410) 548-7892.

The Bank of Delmarva is a full-service community bank with locations in Maryland and Delaware. Liberty Bell Bank, a division of The Bank of Delmarva, also operates three branches in southern New Jersey.